:root{
  --navy:#001022;
  --navy-2:#061b2e;
  --navy-3:#0b2944;
  --ink:#071f45;
  --cream:#f8f4ec;
  --paper:#fffdf9;
  --gold:#bc873f;
  --gold-2:#dfb36e;
  --gold-soft:#f2d8a3;
  --line:#dfe4eb;
  --muted:#61718a;
  --blue:#0757df;
  --shadow:0 16px 40px rgba(5,25,49,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body.home-v2{margin:0;background:#fbfaf7;color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}

/* Header */
.premium-header{height:68px;display:grid;grid-template-columns:36% 49% 15%;position:relative;background:var(--navy);z-index:20;border-bottom:1px solid rgba(196,143,68,.64)}
.premium-brand{position:relative;display:flex;align-items:center;gap:13px;padding:0 0 0 88px;color:#fff;background:linear-gradient(110deg,#001022,#071d31);overflow:hidden}
.premium-brand:after{content:"";position:absolute;right:-78px;top:-88px;width:165px;height:165px;border:1px solid rgba(218,174,100,.95);border-radius:50%;background:#fbfaf7;z-index:0}
.brand-column{width:48px;color:var(--gold-2);z-index:1;flex:0 0 auto}.brand-column svg{width:48px;height:48px}
.brand-copy{display:flex;flex-direction:column;z-index:1}.brand-name{font-family:Georgia,"Times New Roman",serif;font-size:29px;line-height:1;letter-spacing:-.5px}.brand-name span{font-weight:700}.brand-name em{font-style:normal;color:var(--gold-2);margin-left:3px}.brand-tagline{margin-top:5px;font-size:8px;letter-spacing:3px;color:#d8dce3}
.premium-nav{display:flex;align-items:center;justify-content:center;gap:34px;background:#fbfaf7;font-family:Georgia,"Times New Roman",serif;font-weight:700;font-size:14px;padding-left:15px}
.premium-nav>a:not(.nav-search){transition:.2s}.premium-nav>a:not(.nav-search):hover{color:#b47b2c}
.nav-search{width:38px;height:38px;display:grid;place-items:center;margin-left:3px}.nav-search svg{width:22px;height:22px;fill:none;stroke:#2d1d0f;stroke-width:1.7;stroke-linecap:round}
.country-chip{display:flex;align-items:center;gap:9px;border:1px solid #cfd6df;border-radius:10px;padding:10px 16px;font-weight:700;font-family:"Segoe UI",Arial,sans-serif;color:#061b41;box-shadow:0 2px 10px rgba(20,40,70,.03);height:46px}.uk-flag{width:31px;height:21px;display:block;border-radius:50%;overflow:hidden;box-shadow:0 0 0 1px rgba(7,31,69,.14)}.country-chip b{font-size:13px;margin-left:6px}
.header-trust{display:flex;align-items:center;justify-content:center;color:#f7f4ed;text-align:center;font-size:13px;line-height:1.25;border:1px solid rgba(218,174,100,.8);border-radius:9px;height:50px;margin:9px 34px 0 27px;background:#082641;box-shadow:inset 0 0 0 1px rgba(255,255,255,.03)}

/* Hero */
.premium-hero{height:394px;display:grid;grid-template-columns:minmax(0,1fr) 250px;background:linear-gradient(90deg,#001022 0%,#02182d 67%,#05192b 100%);position:relative;overflow:hidden;border-bottom:1px solid rgba(188,135,63,.60)}
.hero-content{position:relative;z-index:5;padding:41px 0 0 105px;width:58%;min-width:700px}
.hero-eyebrow{font-size:11px;font-weight:700;letter-spacing:3.3px;color:#f4e6cd;margin-bottom:8px}
.hero-content h1{margin:0;font-family:Georgia,"Times New Roman",serif;font-size:55px;line-height:.99;letter-spacing:-1.7px;color:#f7ead8;text-shadow:0 2px 16px rgba(0,0,0,.28);font-weight:700}
.hero-content p{font-family:Georgia,"Times New Roman",serif;font-size:18px;line-height:1.3;color:#fff;margin:12px 0 13px;max-width:650px}
.hero-photo{position:absolute;z-index:1;left:35.5%;right:250px;top:0;bottom:0;background-image:linear-gradient(90deg,rgba(0,16,34,.90) 0%,rgba(0,16,34,.34) 27%,rgba(0,16,34,.04) 66%,rgba(0,16,34,.02) 100%),url('./home/hero-bank-england.jpg');background-size:cover;background-position:center right;filter:saturate(.88) contrast(1.08)}
.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(4,24,43,.08),rgba(4,24,43,.12))}
.hero-searchbar{width:745px;height:56px;display:grid;grid-template-columns:52px 1fr 162px;align-items:center;background:#fff;border-radius:21px;border:1px solid rgba(255,255,255,.55);box-shadow:0 7px 22px rgba(0,0,0,.12);overflow:hidden;margin-top:10px}
.search-glyph{display:grid;place-items:center;color:#a5712d}.search-glyph svg{width:23px;height:23px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round}
.hero-searchbar input{border:0;outline:0;font-size:13px;color:#233d62;font-family:"Segoe UI",Arial,sans-serif;height:100%;min-width:0;background:transparent}
.hero-searchbar input::placeholder{color:#657595;opacity:1}
.hero-searchbar button{height:48px;margin-right:4px;border-radius:18px;border:0;background:linear-gradient(135deg,#d3aa62,#8f5b25);color:white;font-family:Georgia,"Times New Roman",serif;font-size:18px;font-weight:700;cursor:pointer;box-shadow:inset 0 0 0 2px rgba(255,255,255,.94),inset 0 1px 0 rgba(255,255,255,.28)}
.hero-tags{display:flex;align-items:center;gap:9px;margin-top:11px;color:#fff;font-size:12px;white-space:nowrap}.hero-tags>a{border:1px solid rgba(215,167,93,.78);padding:7px 13px;border-radius:18px;background:rgba(5,24,43,.25);transition:.2s}.hero-tags>a:hover{background:rgba(210,163,87,.16)}
.hero-proof{position:absolute;z-index:6;right:0;top:0;width:250px;height:100%;padding:14px 22px 10px 31px;background:linear-gradient(180deg,#0b1d2e,#021323);color:white;border-left:0;overflow:visible}
.hero-proof:before{content:"";position:absolute;z-index:0;left:-200px;top:0;width:201px;height:100%;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 400' preserveAspectRatio='none'%3E%3Cdefs%3E%3ClinearGradient id='n' x2='0' y2='1'%3E%3Cstop stop-color='%230b1d2e'/%3E%3Cstop offset='1' stop-color='%23021323'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M176 0 C214 177 130 313 0 400 L200 400 L200 0Z' fill='url(%23n)'/%3E%3Cpath d='M176 0 C214 177 130 313 0 400' fill='none' stroke='%23dfb16b' stroke-width='1.6'/%3E%3C/svg%3E") center/100% 100% no-repeat;pointer-events:none}
.hero-proof:after{display:none}
.hero-proof>*{position:relative;z-index:1}
.hero-proof h2{font-size:14px;line-height:1.42;letter-spacing:5px;color:#efd4a6;font-weight:500;margin:0 0 8px}
.proof-rule{display:block;width:34px;height:2px;background:var(--gold);margin:0 0 13px 2px}
.proof-item{display:grid;grid-template-columns:38px 1fr;gap:9px;align-items:center;margin:0 0 11px}.proof-item p{margin:0;font-size:12px;line-height:1.25;color:#f5f7fb}.proof-item strong{font-size:13px}.proof-icon{color:#f2c779}.proof-icon svg{width:30px;height:30px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.hero-script{font-family:"Segoe Print","Bradley Hand",cursive;font-size:18px;line-height:1.25;color:#fff5e5;transform:rotate(-4deg);margin-top:4px;margin-left:0}
.hero-ornament{position:absolute;z-index:4;border:2px solid rgba(202,153,82,.65);border-radius:50%;pointer-events:none}.hero-ornament-left{width:270px;height:430px;left:-205px;top:-50px}.hero-ornament-right{width:255px;height:255px;right:160px;bottom:-196px}.hero-ornament-left:after,.hero-ornament-right:after{content:"";position:absolute;border:1px solid rgba(202,153,82,.28);border-radius:50%}.hero-ornament-left:after{inset:28px}.hero-ornament-right:after{inset:24px}

/* Home dashboard */
.title-ivory{color:#fff8ee}.title-gold{color:#e6c497}
.hero-content h1{font-size:64px;line-height:.99;font-weight:700}
.brand-column{width:59px}.brand-column svg{width:59px;height:54px}.brand-name{font-size:33px}.brand-name em{color:#e3b675}
.premium-brand{padding-left:78px;gap:0}.premium-brand .brand-column,.premium-brand .brand-copy{display:none}.brand-reference-image{position:relative;z-index:1;width:405px;height:68px;object-fit:contain;flex-shrink:1}
.hero-searchbar button{background:linear-gradient(155deg,#e1c092 0%,#ad8050 28%,#704a25 100%);box-shadow:inset 0 0 0 2px #fff9ed,inset 0 2px 7px rgba(255,239,205,.35)}
.hero-photo{left:0;right:250px;background-image:linear-gradient(90deg,#001022 0%,rgba(0,16,34,.65) 20%,rgba(0,16,34,.12) 55%,transparent 70%),url('./home/hero-bank-england-wide.png');background-size:100% 100%,auto 100%;background-repeat:no-repeat;background-position:center,right center;filter:none}
.proof-item strong{font-weight:400}.proof-item{margin-bottom:15px}.proof-icon{color:#e9be80}
.hero-script{font-family:"Segoe Script","Brush Script MT",cursive;font-size:16px;line-height:1.15;white-space:nowrap;margin-top:12px}
.guide-card{min-height:258px}.guide-body h2{font-size:21px}.guide-body p{font-size:14px;min-height:36px}.guide-body{padding-bottom:15px}
@media(max-width:980px){.hero-proof:before{display:none}.hero-photo{background-size:cover}}
.icon-sprite{position:absolute;width:0;height:0;overflow:hidden}.cat-icon svg{width:25px;height:25px;display:block;fill:currentColor}.tools-panel a>span svg{width:16px;height:16px;fill:currentColor}
.home-dashboard{display:grid;grid-template-columns:58.5% 41.5%;gap:28px;padding:20px 58px 0;background:linear-gradient(180deg,#fff 0%,#fcfbf8 100%);position:relative;min-height:450px}
.home-dashboard:before{content:"";position:absolute;left:-100px;top:5px;width:210px;height:210px;border:1px solid rgba(211,176,117,.18);border-radius:50%}
.featured-column{min-width:0}.guide-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.guide-card{border:1px solid #e0e2e7;border-radius:6px;background:#fff;overflow:hidden;box-shadow:0 5px 16px rgba(7,31,69,.04)}.guide-image{height:98px;display:block;overflow:hidden}.guide-image img{width:100%;height:100%;object-fit:cover;transition:transform .25s}.guide-card:hover .guide-image img{transform:scale(1.025)}
.guide-body{padding:12px 16px 11px}.guide-kicker{font-size:10px;letter-spacing:1.8px;color:#82613c;font-weight:700;margin-bottom:5px}.guide-body h2{font-family:Georgia,"Times New Roman",serif;font-size:19px;line-height:1.05;margin:0 0 5px;color:#0b2b60}.guide-body p{font-family:Georgia,"Times New Roman",serif;font-size:13px;line-height:1.27;color:#425679;margin:0 0 6px;min-height:33px}.read-link{font-size:12px;color:#0757df;font-weight:600}
.category-column{min-width:0}.category-head{display:flex;justify-content:space-between;align-items:center;padding:3px 9px 10px 5px}.category-head span{font-size:10px;letter-spacing:2.7px;font-weight:800}.category-head a{font-size:12px;color:#0757df;font-weight:600}
.category-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #e0e3e8;border-radius:8px;overflow:hidden;background:#fff;box-shadow:0 6px 18px rgba(7,31,69,.03)}.category-grid>a{height:83px;display:flex;align-items:center;justify-content:center;flex-direction:column;text-align:center;border-right:1px solid #e4e7eb;border-bottom:1px solid #e4e7eb;padding:5px 8px;transition:.2s}.category-grid>a:nth-child(4n){border-right:0}.category-grid>a:nth-last-child(-n+4){border-bottom:0}.category-grid>a:hover{background:#fbf7ef}.cat-icon{font-family:Georgia,serif;font-size:20px;line-height:1;color:#071f51;margin-bottom:4px;font-weight:700}.category-grid strong{font-size:11px;color:#071f45}.category-grid small{font-size:9.5px;line-height:1.13;color:#687892;margin-top:2px}
.latest-tools-row{display:grid;grid-template-columns:1.3fr .9fr;gap:28px;margin-top:14px}.section-heading-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:5px}.section-heading-row h2,.tools-panel h2{font-family:Georgia,"Times New Roman",serif;font-size:21px;margin:0;color:#0a2854}.section-heading-row a{font-size:11px;color:#0757df;font-weight:600}.latest-item{display:grid;grid-template-columns:57px 1fr;gap:11px;align-items:center;border-bottom:1px solid #d7dce3;padding:5px 0}.latest-item:last-child{border-bottom:0}.latest-item img{width:57px;height:40px;object-fit:cover;border-radius:3px}.latest-item strong{font-family:Georgia,"Times New Roman",serif;font-size:13px;color:#0b2b60}.latest-item small{display:block;font-size:9px;letter-spacing:.5px;color:#687994;margin-top:2px}.tools-panel{background:linear-gradient(135deg,#f5faf9,#edf5f3);border:1px solid #e0e9e6;border-radius:8px;padding:9px 15px 6px}.tools-panel h2{margin-bottom:5px}.tools-panel a{display:grid;grid-template-columns:25px 1fr 15px;align-items:center;border-bottom:1px solid #dfe7e4;padding:5px 0;font-size:11px;color:#203b5e}.tools-panel a:last-child{border-bottom:0}.tools-panel a>span{color:#112f63;font-weight:700}.tools-panel b{font-size:16px;font-weight:400;color:#516681}
.confidence-banner{height:144px;display:grid;grid-template-columns:1fr 210px 120px;position:relative;margin-top:15px;border-radius:4px;overflow:hidden;background:#071f38;color:white;box-shadow:var(--shadow)}.banner-copy{padding:14px 15px 12px 27px;position:relative;z-index:2;background:linear-gradient(90deg,#07213d 0%,#09253f 100%)}.banner-kicker{font-size:9px;letter-spacing:2.5px;color:#e8c184;font-weight:800;margin-bottom:7px}.banner-copy h2{font-family:Georgia,"Times New Roman",serif;font-size:15px;line-height:1.12;margin:0 0 9px;font-weight:500}.banner-copy a{display:inline-flex;background:linear-gradient(135deg,#e0b467,#f0ce8e);color:#132744;font-size:11px;font-weight:800;border-radius:18px;padding:8px 28px}.banner-photo{background-image:linear-gradient(90deg,#08243d 0%,rgba(8,36,61,.15) 45%,rgba(8,36,61,0) 100%),url('./home/promo-london.jpg');background-size:cover;background-position:center}.banner-motto{display:flex;align-items:center;justify-content:center;text-align:left;font-size:9px;line-height:1.7;letter-spacing:2.4px;color:#dbe2eb;border-left:1px solid rgba(223,179,105,.35);position:relative}.banner-motto:after{content:"";position:absolute;bottom:18px;width:35px;height:2px;background:#d2a257}

.editorial-promise{padding:38px 58px 44px;background:#f7f2e8}.promise-inner{max-width:1450px;margin:auto;display:grid;grid-template-columns:1.05fr 1.45fr auto;gap:45px;align-items:center}.promise-label{font-size:10px;letter-spacing:2.4px;color:#9b6a2d;font-weight:800}.promise-inner h2{font-family:Georgia,"Times New Roman",serif;font-size:27px;line-height:1.1;margin:6px 0 0;color:#07244a}.promise-inner p{font-family:Georgia,"Times New Roman",serif;font-size:15px;line-height:1.55;color:#3d526f;margin:0}.promise-inner>a{font-size:12px;font-weight:800;color:#0757df;white-space:nowrap}

/* Footer */
.premium-footer{background:#061c31;color:#e8edf3}.footer-main{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:65px;max-width:1450px;margin:auto;padding:42px 58px 35px}.footer-logo{font-family:Georgia,"Times New Roman",serif;font-size:25px;color:#fff;font-weight:700}.footer-logo span{color:#e1bd7a}.footer-brand p{max-width:420px;font-family:Georgia,"Times New Roman",serif;font-size:13px;line-height:1.5;color:#b9c5d3}.footer-main h3{font-size:11px;letter-spacing:2px;color:#e4bf7c;margin:3px 0 13px}.footer-main>div:not(.footer-brand) a{display:block;font-size:12px;margin:0 0 8px;color:#d5dde7}.footer-note{display:block;font-size:10px;color:#91a2b4;margin-top:14px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);max-width:1450px;margin:auto;padding:14px 58px 18px;display:flex;justify-content:space-between;color:#8698aa;font-size:10px}

@media (max-width:1250px){
  .premium-header{grid-template-columns:34% 51% 15%}.premium-brand{padding-left:38px}.premium-nav{gap:20px}.header-trust{margin-right:15px}.hero-content{padding-left:55px;min-width:660px}.hero-searchbar{width:690px}.home-dashboard{padding-left:35px;padding-right:35px}.guide-body h2{font-size:17px}.confidence-banner{grid-template-columns:1fr 180px 105px}.footer-main{padding-left:35px;padding-right:35px}.footer-bottom{padding-left:35px;padding-right:35px}
}
@media (max-width:980px){
  .premium-header{height:auto;grid-template-columns:1fr;background:#fbfaf7}.premium-brand{height:68px;padding-left:25px}.premium-brand:after{display:none}.premium-nav{height:54px;gap:17px;overflow-x:auto;padding:0 15px;justify-content:flex-start}.header-trust{display:none}.premium-hero{height:auto;display:block;padding-bottom:25px}.hero-photo{left:30%;right:0;top:0;height:350px}.hero-content{width:auto;min-width:0;padding:42px 28px 0;max-width:760px}.hero-content h1{font-size:48px}.hero-searchbar{width:min(100%,700px)}.hero-tags{flex-wrap:wrap}.hero-proof{position:relative;width:auto;height:auto;margin:30px 28px 0;padding:20px 24px;border:1px solid rgba(219,170,92,.35);display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.hero-proof h2,.proof-rule,.hero-script{grid-column:1/-1}.home-dashboard{grid-template-columns:1fr;padding:24px 25px}.category-column{margin-top:10px}.confidence-banner{grid-template-columns:1fr 230px 110px}.editorial-promise{padding:35px 25px}.promise-inner{grid-template-columns:1fr;gap:16px}.footer-main{grid-template-columns:1.5fr 1fr 1fr;padding:35px 25px}.footer-main>div:last-child{grid-column:2/4}.footer-bottom{padding:14px 25px}
}
@media (max-width:680px){
  .premium-nav{font-size:13px}.country-chip{display:none}.hero-photo{left:0;opacity:.45}.hero-content{padding:35px 18px 0}.hero-content h1{font-size:39px}.hero-content p{font-size:16px}.desktop-only{display:none}.hero-searchbar{grid-template-columns:45px 1fr 100px;height:53px}.hero-searchbar button{font-size:15px}.hero-proof{grid-template-columns:1fr 1fr;margin:25px 18px 0}.guide-cards{grid-template-columns:1fr}.guide-image{height:150px}.latest-tools-row{grid-template-columns:1fr}.category-grid{grid-template-columns:repeat(2,1fr)}.category-grid>a:nth-child(4n){border-right:1px solid #e4e7eb}.category-grid>a:nth-child(2n){border-right:0}.category-grid>a:nth-last-child(-n+4){border-bottom:1px solid #e4e7eb}.category-grid>a:nth-last-child(-n+2){border-bottom:0}.confidence-banner{height:auto;grid-template-columns:1fr}.banner-photo{height:130px}.banner-motto{display:none}.footer-main{grid-template-columns:1fr;gap:28px}.footer-main>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:5px}.premium-brand{padding-left:18px}.brand-name{font-size:24px}.brand-tagline{letter-spacing:2px;font-size:7px}.brand-column{width:40px}.brand-column svg{width:40px}
}